Plan budgets
Chat through trip, home, couple, roommate, office, or event plans with cost breakdowns you can attach to a group.
PayYaar AI · one chat for everyday money
PayYaar AI Chat Plan budgets and add expenses.
Chat to plan budgets, add expenses, and ask price questions. PayYaar AI suggests — you confirm before anything is saved.
Free to start · Android · iOS coming soon
What is PayYaar AI Chat?
One assistant inside PayYaar for plans, expenses, and price questions — not a separate booking site or wallet. Offers, coupons, and India bill pay live elsewhere in the app.
Add expenses
Log a spend from chat or turn a price suggestion into an expense after you confirm.
Ask prices
Ask what something typically costs, then save the amount you actually paid as an expense.
Plan templates
When you ask for a budget plan, PayYaar AI shapes it for the group type you use.
Personal
Plan personal budgets, goals, and everyday spending you track alone.
Trip
Draft itineraries and trip budgets, then split hotels, meals, and rides fairly.
Home & Roommates
Organize household costs, rent shares, and recurring roommate expenses.
Couple
Plan dates, shared goals, and couple spending with a clear budget.
Office & Event
Outline team lunches, office supplies, or event budgets before money gets messy.
How it works
Ask in chat
Plan a trip, add an expense, or ask “what’s a fair price for…?”
Review the reply
See plans or expense drafts in the thread.
Confirm and continue
Save expenses after you confirm. Attach a plan to a group when you are ready.
PayYaar AI FAQ
What is PayYaar AI Chat?
PayYaar AI Chat is your in-app assistant for everyday money tasks: plan budgets, add expenses, and ask price questions. You review and confirm before anything is saved. Offers, coupons, and India bill payments or recharges live in their own parts of the app — not in this chat.
Can I add an expense from chat?
Yes. Say something like “Add ₹500 dinner” or ask a price question and tap Add to expense list when PayYaar AI suggests an amount. Nothing is saved until you confirm the group and amount.
Which templates support AI planning?
Every group template: Personal, Trip, Home, Couple, Roommates, Office, and Event. Destination or place lookups may use Google Places; AI drafts use Google Gemini and are suggestions you confirm before saving.
Is PayYaar AI the same as a payment or booking?
No. PayYaar AI helps you organize plans and expenses inside PayYaar. It does not book travel, process payments itself, or move money. Settlements use your own payment apps. India bill payments and recharges (where available) are a separate in-app flow through licensed partners.
Try PayYaar AI Chat
Download free on Android, open the AskYaar tab, and keep plans, expenses, and settlements in one app.
Get it onGoogle Play
App StoreComing soon
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